TLDR Money tracks every rupee automatically, values your whole net worth, and shows exactly when you can retire — funded by your subscription alone. No ads, no referrals, no fund you never asked to buy.
When the tracking is free, the revenue comes from somewhere else — and that somewhere else is usually a product being sold back to you. We took the other path.
All legitimate. But each one gives the app a reason to sell you something.
Your subscription. That's the whole business model.
The subscription is the alignment. We only do well if the product is worth paying for — not if we can point you toward something else.
Set up once. It works from day one — including the three months before you signed up.
TLDR reads your Gmail UPI and salary alerts and files each one automatically. No manual entry — and three months of history are backfilled the moment you connect.
Mutual funds, stocks, gold, real estate and FDs roll up into a single net-worth figure with one honest trend line — not a dozen scattered dashboards.
Your FI number, how far along you are, and a projected retirement date — modelled for Lean, Coast and Fat FIRE so you can see every version of the finish line.
There's no warehouse of your finances on our servers to protect, breach, or monetise — because we don't keep one. The architecture is the privacy policy.
Your financial data stays linked to accounts you already own and control. TLDR reads what it needs to compute your numbers; it doesn't warehouse them.
We parse transaction alerts to categorise spend and detect salary credits. TLDR can never move money, place trades, or open accounts on your behalf.
No third-party data brokers, no ad networks, no anonymised-and-resold loophole. Export or delete everything whenever you want.
Every plan includes a 14-day full-access trial. No credit card to start.
Month to month. Cancel anytime.
≈ ₹167/month · save 44% vs monthly
A locked early-user rate for year one.